Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Equity Thesis Capital website and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not access or use the Services. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

Our Services are intended for use by residents of the United States. If you access our Services from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

Description of Services

Equity Thesis Capital provides equity sharing solutions for rural and acreage homeowners. Our Services include:

• Information about equity sharing agreements and equity sharing loans
• Online calculators to estimate potential equity access
• Lead capture and consultation request services
• Educational resources about equity financing options

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without prior notice.

User Obligations

When using our Services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of any account credentials
• Notify us immediately of any unauthorized use of your account
• Use the Services only for lawful purposes and in accordance with these Terms
• Not interfere with or disrupt the Services or servers
• Not attempt to gain unauthorized access to any portion of the Services
• Not use the Services to transmit any harmful code or malicious software

Intellectual Property Rights

The Services and all content, features, and functionality are owned by Equity Thesis Capital and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from our Services without our prior written consent.

Financial Disclaimer

The information provided through our Services is for general informational purposes only and does not constitute financial, legal, or tax advice. Our calculators and estimates are provided as tools to help you understand potential options and should not be relied upon as precise financial projections.

All equity sharing agreements and loans are subject to approval, underwriting, and specific terms and conditions. Actual terms, rates, and amounts may differ from any estimates provided through our Services.

We strongly encourage you to consult with qualified financial, legal, and tax professionals before making any decisions regarding equity financing.

Disclaimers and Limitations of Liability

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information provided through the Services.

TO THE FULLEST EXTENT PERMITTED BY LAW, EQUITY THESIS CAPITAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Indemnification

You agree to defend, indemnify, and hold harmless Equity Thesis Capital, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Equity Thesis Capital is headquartered, without regard to conflict of law principles.

Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction.

Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Miscellaneous

These Terms constitute the entire agreement between you and Equity Thesis Capital regarding the use of the Services and supersede all prior agreements and understandings.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Contact Information

If you have any questions about these Terms of Service, please contact us at: