Unlock Your Home Equity Without Monthly Payments
Access the equity in your rural or acreage property with flexible terms. No monthly payments, no credit score requirements.
Our Products
Flexible financing solutions for rural homeowners
Equity Sharing Agreements
Access your home equity without debt. No monthly payments, flexible repayment.
- No monthly payments
- No credit requirements
- Share appreciation only
Equity Sharing Loans
Innovative loans for rural properties with flexible underwriting.
- Lower rates
- Fast approval
- Rural property experts
Homeowner Insurance
Comprehensive coverage for rural properties and acreage.
- Competitive rates
- Rural coverage
- Full protection
How It Works
A simple, transparent process from application to funding
Submit Information
Complete our simple online form. Takes just 5 minutes.
Get Your Offer
Receive a personalized offer within 48 hours.
Review & Accept
Review terms and accept your offer with our guidance.
Receive Funds
Get your funds via wire or check in 2-3 weeks.
Equity Calculator
See how much you could access from your home equity
Your Results
You likely qualify!
You have 50.0% equity (30%+ required)
Frequently Asked Questions
Everything you need to know about equity sharing
A Home Equity Sharing Agreement allows you to access your home equity without taking on debt. We invest in your home alongside you, sharing in future appreciation when you sell or refinance. There are no monthly payments.
Get Started Today
Register your interest now
Homeowner Resources
Educational content to help you make informed decisions
Understanding Home Equity Sharing
Learn the fundamentals of equity sharing agreements.
Read Article →Is Equity Sharing Right for You?
Discover if this solution aligns with your financial goals.
Read Article →About Equity Thesis Capital
We're on a mission to make home equity accessible to rural homeowners across America
Our Story
Equity Thesis Capital was founded on a simple observation: rural homeowners with substantial equity in their properties were being systematically underserved by traditional lenders and equity sharing companies.
While urban and suburban homeowners had access to multiple equity-sharing options, those with farms, ranches, and acreage properties faced rejection after rejection. Traditional lenders saw complexity where we saw opportunity.
By combining deep expertise in rural property valuation with cutting-edge technology, we've created a platform that efficiently underwrites properties others won't touch. Our lower overhead translates directly into lower fees for homeowners and better returns for investors.
Today, we aim to serve customers in all U.S. states, specializing in the properties and people that larger institutions overlook.
Our Mission
To democratize access to home equity for rural and acreage homeowners who have been underserved by traditional financial institutions.
Our Values
Transparency, fairness, and innovation guide every decision we make. We believe every homeowner deserves flexible financial solutions.
Our Approach
Technology-driven efficiency allows us to offer lower fees and faster processing while maintaining rigorous underwriting standards.
Our Commitment
We partner with homeowners for the long term, sharing in both the risks and rewards of real estate ownership.
Why Choose Equity Thesis Capital?
We're not just another equity sharing company. We're specialists in rural properties with a track record of saying yes when others say no.
Get In Touch
Have questions? We're here to help. Reach out to our team today.
Contact Information
Quick Response Times
Our team typically responds to inquiries within 24 hours.